Bankgraph
FDIC data through Q2 ʼ26
Institutions /

First American Bank & Trust

First American Bank and Trust Company
Athens, GA FDIC 16858 FDIC First American Bancorp Asset group $300M – $1B 8 offices · 109 employees Filed Q2 2026
Assets
$901.9M
Deposits
$753.2M
ROA
1.98%
ROE
15.19%
NIM
4.64%
Efficiency
49.61%
Tier 1 capital
17.22%
Total capital
18.47%
Noncurrent loans
0.00%
Loans / deposits
93.13%

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