Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants Bank

Milford, NE FDIC 16810 FDIC Country Bank Shares Inc Asset group $1B – $10B 12 offices · 60 employees Filed Q2 2026
Assets
$1.1B
Deposits
$885.6M
ROA
0.89%
ROE
10.71%
NIM
2.27%
Efficiency
53.39%
Tier 1 capital
21.26%
Total capital
21.45%
Noncurrent loans
0.00%
Loans / deposits
26.18%

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