Luminate Bank

Minneapolis, MN FDIC 16635 FDIC Luminate Capital Corp Asset group $300M – $1B 2 offices · 745 employees Filed Q2 2026

Open as your board

Assets: $554.5M
Deposits: $412.7M
ROA: 3.07%
ROE: 31.29%
NIM: 3.64%
Efficiency: 90.03%
Tier 1 capital: 12.73%
Total capital: 13.79%
Noncurrent loans: 2.33%
Loans / deposits: 108.83%

Luminate Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$554.5M

$412.7M

3.07%

3.64%

2.33%

12.73%

Q1 2026

$517.3M

$421.0M

3.11%

3.65%

2.01%

13.07%

Q4 2025

$511.0M

$431.8M

3.72%

4.20%

2.49%

12.51%

Q3 2025

$455.7M

$366.3M

3.63%

3.68%

3.92%

12.71%

Q2 2025

$412.5M

$343.9M

2.54%

3.32%

3.62%

12.01%

Q1 2025

$341.3M

$251.4M

0.62%

3.47%

3.51%

15.58%

Q4 2024

$335.8M

$257.0M

3.24%

2.87%

3.38%

14.08%

Q3 2024

$275.8M

$185.6M

4.42%

2.73%

3.75%

17.35%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev