Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants Bank

Sylvania, GA FDIC 16440 FDIC Screven Bancshares Inc Asset group $100M – $300M 3 offices · 22 employees Filed Q2 2026
Assets
$170.7M
Deposits
$145.6M
ROA
2.05%
ROE
14.80%
NIM
4.22%
Efficiency
40.01%
Total capital
0.00%
Noncurrent loans
0.21%
Loans / deposits
40.05%

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