First State Bank and Trust

Monticello, IL FDIC 16332 FDIC First St Bancorp Monticello Employee Stock Ownership Plan Asset group $300M – $1B 10 offices · 102 employees Filed Q2 2026

Open as your board

Assets: $509.6M
Deposits: $464.3M
ROA: 1.65%
ROE: 19.21%
NIM: 3.89%
Efficiency: 64.08%
Tier 1 capital: 22.37%
Total capital: 23.51%
Noncurrent loans: 0.44%
Loans / deposits: 42.72%

First State Bank and Trust, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$509.6M

$464.3M

1.65%

3.89%

0.44%

22.37%

Q1 2026

$507.0M

$459.5M

1.64%

3.87%

0.39%

21.84%

Q4 2025

$502.8M

$455.7M

1.79%

3.99%

0.50%

21.78%

Q3 2025

$511.4M

$465.3M

1.83%

3.98%

0.40%

22.89%

Q2 2025

$514.0M

$470.8M

1.83%

3.95%

0.44%

22.55%

Q1 2025

$508.2M

$465.6M

1.76%

3.87%

0.53%

22.05%

Q4 2024

$477.6M

$437.4M

1.92%

4.08%

0.58%

20.66%

Q3 2024

$481.4M

$440.3M

1.92%

4.09%

0.55%

20.86%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev