Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Southern Bank & Trust

Southern Bank and Trust Company
Mount Olive, NC FDIC 15359 FDIC Southern Bancshares N C Inc Asset group $1B – $10B 56 offices · 603 employees Filed Q2 2026
Assets
$5.3B
Deposits
$4.8B
ROA
1.40%
ROE
17.13%
NIM
3.70%
Efficiency
52.63%
Tier 1 capital
12.68%
Total capital
13.63%
Noncurrent loans
0.12%
Loans / deposits
73.87%

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