Northern State Bank of Thief River Falls

Thief River Falls, MN FDIC 15286 FDIC Gato Holdings Inc Asset group $300M – $1B 3 offices · 48 employees Filed Q2 2026

Open as your board

Assets: $550.0M
Deposits: $499.3M
ROA: 1.10%
ROE: 11.52%
NIM: 2.57%
Efficiency: 53.73%
Tier 1 capital: 24.96%
Total capital: 26.21%
Noncurrent loans: 0.57%
Loans / deposits: 38.70%

Northern State Bank of Thief River Falls, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$550.0M

$499.3M

1.10%

2.57%

0.57%

24.96%

Q1 2026

$482.2M

$432.7M

1.07%

2.58%

0.65%

24.65%

Q4 2025

$494.3M

$444.8M

0.94%

2.64%

0.35%

23.36%

Q3 2025

$446.5M

$394.9M

0.90%

2.68%

0.60%

25.99%

Q2 2025

$461.5M

$411.4M

0.85%

2.68%

0.28%

25.17%

Q1 2025

$446.9M

$398.5M

0.92%

2.69%

0.17%

25.31%

Q4 2024

$470.7M

$423.4M

1.32%

2.91%

0.56%

24.83%

Q3 2024

$440.0M

$389.8M

1.27%

2.88%

1.29%

25.44%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev