First Bank, Upper Michigan

Gladstone, MI FDIC 14276 FDIC First Bancshares Corp Asset group $300M – $1B 9 offices · 122 employees Filed Q2 2026

Open as your board

Assets: $629.5M
Deposits: $528.3M
ROA: 2.03%
ROE: 15.50%
NIM: 4.39%
Efficiency: 58.55%
Tier 1 capital: 15.96%
Total capital: 17.02%
Noncurrent loans: 0.63%
Loans / deposits: 84.43%

First Bank, Upper Michigan, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$629.5M

$528.3M

2.03%

4.39%

0.63%

15.96%

Q1 2026

$632.1M

$532.1M

1.95%

4.32%

0.52%

16.11%

Q4 2025

$632.9M

$524.4M

1.89%

4.18%

0.55%

15.76%

Q3 2025

$642.8M

$538.4M

1.81%

4.12%

0.63%

15.11%

Q2 2025

$619.1M

$517.8M

1.73%

4.08%

0.56%

14.98%

Q1 2025

$614.3M

$514.7M

1.67%

4.02%

0.68%

15.18%

Q4 2024

$617.7M

$516.3M

1.53%

3.70%

0.59%

14.93%

Q3 2024

$619.8M

$518.4M

1.44%

3.63%

0.59%

14.22%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev