Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Vallant Bank

Elberton, GA FDIC 14065 FDIC Vallant Financial Inc Asset group $1B – $10B 36 offices · 579 employees Filed Q2 2026
Assets
$4.0B
Deposits
$3.5B
ROA
1.33%
ROE
12.22%
NIM
4.97%
Efficiency
68.41%
Tier 1 capital
12.04%
Total capital
13.27%
Noncurrent loans
0.51%
Loans / deposits
85.19%

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