Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants Bank

Lafayette, AL FDIC 13887 FDIC Farmers & Merchants Bancshares Asset group $300M – $1B 3 offices · 36 employees Filed Q2 2026
Assets
$307.6M
Deposits
$276.9M
ROA
1.08%
ROE
15.60%
NIM
3.18%
Efficiency
55.39%
Total capital
0.00%
Noncurrent loans
0.98%
Loans / deposits
45.63%

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