Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Home State Bank

Home State Bank, National Association
Crystal Lake, IL FDIC 12815 OCC Home State Bancorp Inc Asset group $300M – $1B 7 offices · 130 employees Filed Q2 2026
Assets
$776.0M
Deposits
$686.6M
ROA
1.52%
ROE
14.27%
NIM
4.10%
Efficiency
67.99%
Tier 1 capital
17.60%
Total capital
18.85%
Noncurrent loans
0.07%
Loans / deposits
74.48%

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