Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Bank of Ephraim

Inactive
Ephraim, UT FDIC 1249 FED Utah Bancshares Inc 4 offices Failed June 2004 Acquired by Far West Bank Last filed Q1 2004
Assets
$56.8M
Deposits
$52.3M
ROA
0.21%
ROE
2.78%
NIM
4.82%
Efficiency
73.90%
Tier 1 capital
10.12%
Total capital
11.41%
Noncurrent loans
6.60%
Loans / deposits
66.99%

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