Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Citizens Bank of Swainsboro

Swainsboro, GA FDIC 11295 FDIC Swainsboro Bankshares Inc Asset group $300M – $1B 5 offices · 67 employees Filed Q2 2026
Assets
$420.5M
Deposits
$365.1M
ROA
1.83%
ROE
15.48%
NIM
4.93%
Efficiency
51.79%
Tier 1 capital
18.92%
Total capital
20.18%
Noncurrent loans
0.36%
Loans / deposits
80.31%

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