Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Stearns Bank

Stearns Bank National Association
Saint Cloud, MN FDIC 10988 OCC Stearns Financial Services Employee Stock Ownership Plan Asset group $1B – $10B 8 offices · 455 employees Filed Q2 2026
Assets
$3.3B
Deposits
$2.4B
ROA
2.09%
ROE
12.78%
NIM
6.04%
Efficiency
52.81%
Tier 1 capital
16.25%
Total capital
17.52%
Noncurrent loans
2.65%
Loans / deposits
114.76%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev