Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Clay City Banking Co.

Clay City, IL FDIC 10845 FDIC Clay City Bank Shares Inc Asset group $100M – $300M 4 offices · 37 employees Filed Q2 2026
Assets
$253.3M
Deposits
$227.8M
ROA
1.40%
ROE
15.61%
NIM
3.89%
Efficiency
55.88%
Tier 1 capital
15.72%
Total capital
16.70%
Noncurrent loans
1.09%
Loans / deposits
70.50%

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