Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers State Bank & Trust Co.

Mount Sterling, IL FDIC 10458 FDIC Mount Sterling Bancorp Inc Asset group $100M – $300M 2 offices · 16 employees Filed Q2 2026
Assets
$130.2M
Deposits
$117.9M
ROA
1.41%
ROE
17.03%
NIM
4.07%
Efficiency
50.85%
Tier 1 capital
13.29%
Total capital
14.54%
Noncurrent loans
0.33%
Loans / deposits
75.98%

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