First State Bank and Trust

Bayport, MN FDIC 10159 FDIC Universal Financial Services Inc Asset group $300M – $1B 4 offices · 81 employees Filed Q2 2026

Open as your board

Assets: $499.0M
Deposits: $455.4M
ROA: 1.77%
ROE: 21.72%
NIM: 3.55%
Efficiency: 66.40%
Tier 1 capital: 13.56%
Total capital: 14.81%
Noncurrent loans: 0.03%
Loans / deposits: 71.56%

First State Bank and Trust, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$499.0M

$455.4M

1.77%

3.55%

0.03%

13.56%

Q1 2026

$471.0M

$429.3M

1.61%

3.42%

0.00%

14.34%

Q4 2025

$473.2M

$430.4M

1.71%

3.72%

0.00%

14.49%

Q3 2025

$425.9M

$384.6M

1.70%

3.73%

0.03%

14.17%

Q2 2025

$416.6M

$363.2M

1.62%

3.65%

0.03%

13.40%

Q1 2025

$410.9M

$372.7M

1.55%

3.50%

0.00%

13.55%

Q4 2024

$423.9M

$387.3M

1.39%

3.41%

0.00%

13.91%

Q3 2024

$401.0M

$364.7M

1.30%

3.39%

0.00%

13.87%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev