The Shelby State Bank

Shelby, MI FDIC 10157 FDIC Shelby Financial Corp Asset group $300M – $1B 9 offices · 79 employees Filed Q2 2026

Open as your board

Assets: $397.0M
Deposits: $339.5M
ROA: 0.90%
ROE: 11.05%
NIM: 3.77%
Efficiency: 73.12%
Tier 1 capital: 13.75%
Total capital: 14.75%
Noncurrent loans: 0.01%
Loans / deposits: 63.63%

The Shelby State Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$397.0M

$339.5M

0.90%

3.77%

0.01%

13.75%

Q1 2026

$391.5M

$346.4M

0.80%

3.72%

0.01%

13.51%

Q4 2025

$385.8M

$337.3M

0.82%

3.61%

0.13%

13.75%

Q3 2025

$385.8M

$345.0M

0.70%

3.57%

0.09%

13.40%

Q2 2025

$364.4M

$327.0M

0.67%

3.49%

0.15%

13.32%

Q1 2025

$354.0M

$316.3M

0.64%

3.45%

0.20%

13.57%

Q4 2024

$355.2M

$304.4M

0.49%

3.18%

0.10%

13.71%

Q3 2024

$362.0M

$315.0M

0.48%

3.13%

0.10%

13.24%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev